Lyft Accidents

Michigan Lyft Accident Claims

Lyft provides an essential transportation service throughout Michigan — but when Lyft drivers cause accidents, the resulting insurance and liability questions are far more complicated than a standard auto accident. Koussan Law represents Lyft passengers, other motorists, pedestrians, and cyclists injured in Lyft-related accidents throughout Michigan.

Lyft's Insurance Coverage Tiers

Like Uber, Lyft's insurance coverage varies based on the driver's status. When the app is on but no ride is matched, Lyft provides contingent liability coverage. Once a ride is accepted through the completion of the trip, Lyft carries $1 million in third-party liability coverage. The specific coverage tier directly affects which insurance policies are available to compensate you for your injuries.

PIP Benefits and Michigan No-Fault

As a Lyft passenger in Michigan, your Personal Injury Protection (PIP) benefits follow the priority system under MCL § 500.3114. Your own auto insurance is first in priority, followed by a resident relative's policy, then the Lyft vehicle's insurance. If you carry no auto insurance, you are not left without coverage — the Lyft vehicle's commercial policy and the Michigan Assigned Claims Plan provide safety nets. For third-party claims, the serious impairment threshold applies under MCL § 500.3135.

Lyft Driver Negligence

Lyft drivers frequently cause accidents due to distracted driving (checking the app for ride requests or navigation), fatigue from driving excessive hours, unfamiliarity with routes, unsafe pickup and drop-off locations, and failure to maintain their vehicles. We investigate every accident thoroughly to establish driver negligence and identify all applicable insurance coverage.

Call Koussan Law at (313) 800-0000 after a Lyft accident.