Rideshare Passenger Injuries

Michigan Rideshare Passenger Injury Claims

Millions of Michiganders rely on Uber, Lyft, and other rideshare services for daily transportation. As a passenger, you have no control over the driver's actions, the vehicle's condition, or the route taken — making you completely dependent on the rideshare company and driver for your safety. When rideshare passengers are injured in accidents, assaults, or other incidents, Koussan Law fights to secure full compensation from all responsible parties.

Insurance Coverage for Rideshare Accidents

Rideshare insurance coverage in Michigan operates in tiers. When the driver is logged into the app and waiting for a ride request, they carry a lower level of coverage. Once a ride is matched and accepted, Uber and Lyft maintain $1 million in liability coverage. However, navigating between the rideshare company's commercial policy, the driver's personal policy, and Michigan's no-fault system creates a complex web of insurance claims. We know how to identify the correct policies and maximize recovery from each source.

Michigan No-Fault Implications

Michigan's no-fault insurance system adds unique complexity to rideshare passenger claims. As a passenger, your PIP benefits for medical expenses and wage loss come from a specific priority order under MCL § 500.3114: first your own auto insurance (if you have one), then a resident relative's policy, then the vehicle's insurance, and finally the Michigan Assigned Claims Plan. For third-party pain and suffering claims against the at-fault driver, the "serious impairment of body function" threshold under MCL § 500.3135 applies.

Beyond Car Accidents

Rideshare passenger injuries extend beyond traffic collisions. We also handle cases involving driver assault or misconduct, injuries from unsafe vehicle conditions, accidents caused by the driver's unfamiliarity with routes or reckless driving behavior, and situations where rideshare companies failed to adequately screen drivers with dangerous histories.

If you were injured as a rideshare passenger, call Koussan Law at (313) 800-0000.