Michigan No-Fault Law, section by section › MCL 500.3141
Notice of accident.
In plain terms
An insurer may require written notice as soon as practicable after an accident involving an insured vehicle.
How this section works in practice
The shortest section in the chapter. An insurer may require written notice of an accident as soon as practicable after it happens. Most policies contain such a clause, and giving prompt written notice is the first step in any PIP claim: it starts the paper trail, it lets the adjuster open a file, and it is separate from the one-year written notice of injury that section 3145 requires to keep the claim alive. Report the accident to your own insurer in writing even if you were a passenger, a pedestrian or in someone else's car, because the priority rules in section 3114 usually make your household policy the payer.
Text of MCL 500.3141
Sec. 3141.
An insurer may require written notice to be given as soon as practicable after an accident involving a motor vehicle with respect to which the policy affords the security required by this chapter.
History: Add. 1972, Act 294, Eff. Mar. 30, 1973
Source: MCL 500.3141 at legislature.mi.gov (official text). Text as published in the 2025 Michigan Compiled Laws; reviewed by Koussan Law on September 15, 2026.
Practice pages
Important: This is not legal advice
This article is general information about Michigan personal injury law. It is not legal advice and should not be relied on as a substitute for consultation with a licensed Michigan attorney about your specific situation. The laws, deadlines, procedures, and frameworks here are general guidelines that may or may not apply to your case.
Every personal injury case turns on its own unique facts. The timing, the parties, the evidence, the jurisdiction, the insurance available, and dozens of other variables can change the legal analysis. Do not rely on anything written on this website to make decisions about your case.
If you have been injured in Michigan, the only responsible step is to speak with a licensed Michigan attorney about your specific facts. Call Koussan Law at (313) 800-0000 for a free consultation, or contact a different Michigan personal injury attorney of your choosing.
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