Michigan No-Fault Law, section by section › MCL 500.3152
Report of mental or physical examination.
In plain terms
A person examined may request copies of every examiner's written report; after that exchange the insurer is entitled to the claimant's other examination reports and treatment records, and the claimant waives privilege as to other examiners on the same condition.
How this section works in practice
After an insurer's examination under section 3151, the person examined may request a copy of every written report the examining physician produced, and at least one report must set out findings and conclusions in detail. Requesting the report has a price: once it is delivered, the insurer is entitled on request to the claimant's own reports of any examination of the same condition, past or future, together with the names of treating physicians and facilities and authorization to inspect and copy their records, and the claimant waives privilege as to other examiners of that condition. The exchange is meant to put both sides on equal footing before litigation. Most claimants will want the report anyway, because it is the document the insurer will rely on to stop paying, and the underlying records are discoverable in a suit in any event.
Text of MCL 500.3152
Sec. 3152.
If requested by a person examined, a party causing an examination to be made shall deliver to him a copy of every written report concerning the examination rendered by an examining physician, at least 1 of which reports shall set out his findings and conclusions in detail. After such request and delivery, the party causing the examination to be made is entitled upon request to receive from the person examined every written report available to him or his representative concerning any examination relevant to the claim, previously or thereafter made, of the same mental or physical condition, and the names and addresses of physicians and medical care facilities rendering diagnoses or treatment in regard to the injury or to a relevant past injury, and shall authorize the insurer to inspect and copy records of physicians, hospitals, clinics or other medical facilities relevant to the claim. By requesting and obtaining a report of the examination so ordered or by taking the deposition of the examiner, the person examined waives any privilege he may have, in relation to the claim for benefits, regarding the testimony of every other person who has examined or may thereafter examine him in respect of the same mental or physical condition.
History: Add. 1972, Act 294, Eff. Mar. 30, 1973
Source: MCL 500.3152 at legislature.mi.gov (official text). Text as published in the 2025 Michigan Compiled Laws; reviewed by Koussan Law on September 15, 2026.
Sections that refer to this one
- MCL 500.3153: Orders for Refusing an Examination
Practice pages
Important: This is not legal advice
This article is general information about Michigan personal injury law. It is not legal advice and should not be relied on as a substitute for consultation with a licensed Michigan attorney about your specific situation. The laws, deadlines, procedures, and frameworks here are general guidelines that may or may not apply to your case.
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