Michigan No-Fault Law, section by section › MCL 500.3173
Certain persons disqualified from receiving benefits under assigned claims plans.
In plain terms
Anyone disqualified from PIP under sections 3105 to 3116 (an uninsured owner under section 3113, for example) is also disqualified from assigned claims plan benefits.
How this section works in practice
The assigned claims plan does not rescue people the act deliberately excludes. Anyone disqualified from PIP by a limitation or exclusion in sections 3105 through 3116 is also disqualified from the plan. The uninsured owner or registrant of section 3113(b) is the everyday example: a person who let the insurance on their own car lapse and then was hurt in it cannot recover from the plan any more than from an insurer. The same is true for a person driving a stolen vehicle, a nonresident, a named excluded driver, or someone whose injury did not arise out of the use of a motor vehicle as a motor vehicle. The plan exists for people who are entitled to benefits but have no insurer to pay them, not for people the act has excluded.
Text of MCL 500.3173
Sec. 3173.
A person who because of a limitation or exclusion in sections 3105 to 3116 is disqualified from receiving personal protection insurance benefits under a policy otherwise applying to his accidental bodily injury is also disqualified from receiving benefits under the assigned claims plan.
History: Add. 1972, Act 294, Eff. Mar. 30, 1973
Source: MCL 500.3173 at legislature.mi.gov (official text). Text as published in the 2025 Michigan Compiled Laws; reviewed by Koussan Law on September 15, 2026.
Sections this one refers to
- MCL 500.3105: The Basic PIP Entitlement
- MCL 500.3116: PIP and Tort Recoveries
Practice pages
Important: This is not legal advice
This article is general information about Michigan personal injury law. It is not legal advice and should not be relied on as a substitute for consultation with a licensed Michigan attorney about your specific situation. The laws, deadlines, procedures, and frameworks here are general guidelines that may or may not apply to your case.
Every personal injury case turns on its own unique facts. The timing, the parties, the evidence, the jurisdiction, the insurance available, and dozens of other variables can change the legal analysis. Do not rely on anything written on this website to make decisions about your case.
If you have been injured in Michigan, the only responsible step is to speak with a licensed Michigan attorney about your specific facts. Call Koussan Law at (313) 800-0000 for a free consultation, or contact a different Michigan personal injury attorney of your choosing.
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